Waterfront - Primary on Main
Address
10977 N Lower Lakeshore Drive, Monticello, IN
Price
$ 264,900
Property Attributes
- MLS#202617867
- TypeSingle Family
- Listing Status Active
- CountyCARROLL
- CityMonticello
- AreaJefferson
- NeighborhoodSunset Park
- Zip47960
- StyleBungalow,Cabin/Cottage
- Year Built1945
- Taxes$ 695
- Price$ 264,900
- Bedrooms2
- Full Bathrooms1
- Half Bathrooms0
- Sqr Footage580
- Lot Size0.548 Acres
Data Source:
Indiana Regional MLS (IRMLS)
Property Description
LOCATION, LOCATION, LOCATION on Lake Freeman in a desirable golf cart community. Maintenance free year round home and lot, Airbnb opportunity, or summer get away. Partially wooded large lot with plenty of parking and ample space for an RV. The large 24x36 pole barn with a 10ft door can accommodate all your boating and storage needs. Shared easement to the water frontage with your own electric boat lift and jet ski lift. This property is perfect for entertaining with its large deck and great main lake views. Updated interior with an open floor plan, butcher block countertops, all appliances and wash/dryer included, tile shower, and tankless water heater. Located less than a few miles from Sportsman, Madam Carroll, live music, and downtown Monticello.
| Elementary School | Middle School | High School |
|---|---|---|
| Twin Lakes Elementary School | Twin Lakes Middle School | Twin Lakes High School |
| Price History | |
|---|---|
| 5/12/2026 | Listed $274,900 |
| 6/14/2026 | 4$264,900 |
General Features
| Sewer | Regional |
|---|---|
| Heating | Gas,Conventional,Forced Air |
| Kitchen Level | Main |
| Cooling | Central Air |
| Laundry Y/N | Main |
| Fireplaces | No |
| Water Access Type | Easement/Other |
| Garage | Detached |
| Amenities | Deck Open,Dryer Hook Up Gas,RV Parking,Main Floor Laundry,Washer Hook-Up |
| Status | Active |
| Full Baths | 1 |
| Bathrooms | 1 |
| Year Built | 1945 |
| New Construction | No |
| Subdivision | Sunset Park |
| Style | One Story |
| Township | Jefferson |
| Class | RESIDENTIAL |
| Type | Site-Built Home |
| Age | 81 |
| FIPS Code | 18015 |
| Associated Document Count | 2 |
| REO | No |
| Status | Active |
| Auction Y/N | No |
| Annual Taxes | 695.34 |
| Area | Carroll County |
| Location | Lake,Rural |
| High School | Twin Lakes |
| City | Monticello |
| School District | Twin Lakes School Corp. |
| Assoc. Dues Frequency | Not Applicable |
| Architectural Style | Bungalow,Cabin/Cottage |
| Total Sq Ft | 580 |
| Elementary School | Twin Lakes |
| Middle School | Twin Lakes |
| Legal Description | Unit 1 Sunset Park Blk F Lot 8,Unit 1 Sunset Park Block F SW Lot 7,Unit 1 Sunset Park Block F Pt Lot 7,Unit 1 Sunset Park Block F Lot 6,Unit 1 Sunset Park Block F Lot 5,Unit 1 Sunset Park Block F Lot |
| Virtual Tour | https://www.propertypanorama.com/instaview/irmls/202617867 |
| Agent First Name | Lynn |
| Agent Last Name | Edgell |
| DOM | 127 |
| Tax Year | 2025 |
Interior Features
| Basement | Crawl |
|---|---|
| Flooring | Laminate |
| Kitchen Length | 11 |
| Kitchen Width | 15 |
| Beds | 2 |
| Total Rooms | 4 |
| Living Room Width | 13 |
| Living Room Length | 11 |
| Full Baths Main | 1 |
| Total Finished SqFt | 580 |
| Basement Y/N | No |
| Above Grade Bedrooms | 2 |
| 1st Bedroom Level | Main |
| 1st Bedroom Width | 8 |
| 2nd Bedroom Length | 8 |
| 2nd Bedroom Level | Main |
| 2nd Bedroom Width | 8 |
| Above Grade Finished SqFt | 580 |
| Extra Room Description | foyer |
| Extra Room Length | 7 |
| Extra Room Level | Main |
| Extra Room Width | 7 |
| Living/Great Rm Level | Main |
Exterior Features
| Exterior | Vinyl |
|---|---|
| Water Frontage | 10 |
| Pool | No |
| Waterfront | Lake |
| Garage Length | 24 |
| Garage Width | 36 |
| Lot Size Area | 23871 |
| Lot Dimensions | irr |
| Lot Description | Waterfront,Water View |
| Garage SqFt | 864 |
| Water Features | Boat Docking Rights |
| Well Type | Private |
| Water Name | Lake Freeman |
| Approx. Lot Size Acres | 0.548 |
| Garage Capacity | 2 |
| ROOF MATERIAL | Metal |
| Lake | Ski Lake |
| Waterfront Y/N | Yes |
| Garage Y/N | Yes |
Amenities
- Foreclosure
- Views
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided by the Indiana Regional MLS.
Information last updated on September 18, 2026 3:47 AM UTC
Property vs Single Family Average in 47960
Price
Taxes
Year Built
Visits
In The Neighborhood
Waterfront
Monticello
$ 435,000
- Type
- Single Family
Listed by Bart Hickman of REAL ESTATE NETWORK L.L.C
